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A Framework for Success, a Platform for Growth

A framework for addressing high-end investor education, compliant marketing, modeling, business rules management and activity tracking, all with a retirement income distribution focus, makes IFLM unique.

Among the unique features that The Income for Life Model® offers are:

For Advisors
Item Description
Web-Based Illustration System A flexible software tool with unmatched capability to tailor income distribution strategies that meet the client's specific objectives, preferences and risk tolerance.
  • Optionally illustrate one or more lifetime income benefits with any start date and duration.
  • Easy-to-explain, easy-to-understand customized Personalized Analysis
  • Customized rates-of-return assumptions
  • Deferred retirement income analysis offering pre-retirement accumulation period
  • Solves for targeted retirement income levels, by segment, including lifetime income
The TNT Retirement Income Indicator™ An online risk profiling process that determines an investor's need for guaranteed retirement income versus income generated from risky assets. Helps advisors identify appropriate rates-of-return, and determine the level of retirement income that should be guaranteed
IFLM Check-Up Tool A tracking feature that helps advisors assess the income plan’s actual results at any future point in time versus originally targeted results
Illustration Database A searchable online database that archives all previously run illustrations
Advisor-Personalized Microsite Retirement Time is a compliant, advisor- personalized, consumer-facing website that offers high-end interactive tools, movies and lead-generation potential. (see example)

Type Title Description
Concept Overview A brochure that presents a conceptual overview of The Income for Life Model strategy
Tri-Fold Brochure A marketing brochure that can be used as a mailer or handout
Client Movie An engaging multimedia presentation that describes The Income For Life Model in a needs-based context. The presentation is downloadable to an advisor's laptop.
PowerPoint Deck PowerPoint presentation that explains The Income for Life Model in a seminar-event format
Pre-Approach Letter A letter that may be used with clients or prospects that may have interest in learning about The Income for Life Model
Follow-Up Form The Follow-up Form can help you gather important client data following an initial meeting. It can also be used as part of a seminar kit

For Broker Dealers
Item Description
Real-Time Management Utilizing Wealth2k's proprietary Traject network, the entire solution landscape is transparent and controllable in real-time at the broker-dealer level
Advisor-Specific Disclosure Monitoring Assures that broker-dealer disclosures are accurately posted on all consumer-facing communications including electronic communications
Advisor Self-Enrollment At the broker-dealer's option, a customized signup portal handles advisors' enrollment in the program
Activity Reporting A combination of daily and real-time reports that track illustrations run and user account activity at the individual advisor level. Customized reports are also available
Seamless Sign-On Process If desirable, advisors may login to the system via a single sign-on at the broker-dealer's advisor portal
Custom Retirement Model Design Broker-dealers may create and modify custom retirement strategies based upon unique economic characteristics
Control of Financial Assumption Ranges Real-time control of the input of financial assumptions within specified ranges


View Feature Matrix | Screenshots